LOAN PRODUCT
Commercial/ Industrial Purchase Loan (NRP)
Finance the purchase of office, shop,or industrial unit.
COMMERCIAL PURCHASE LOAN (NRP)
Finance Your Commercial Property with Confidence
Looking to purchase a shop, office, showroom, warehouse, factory, or other commercial property? A Commercial Purchase Loan (Non-Residential Property Loan – NRP) helps businesses, professionals, and investors acquire income-generating commercial real estate with structured financing.
At Infinity Credit Consultants LLP, we help you compare loan offers from multiple banks and financial institutions to secure competitive interest rates, higher loan eligibility, and a smooth approval process.
What is a Commercial Purchase Loan?
A Commercial Purchase Loan is designed to finance the purchase of non-residential properties that can be used for business operations, professional practices, or investment purposes. The loan amount is determined based on factors such as the property’s value, your financial profile, repayment capacity, and lender policies.
Why Choose Our Commercial Purchase Loan Services?
Buying commercial real estate is a major investment. We simplify the financing process by helping you choose the right lender for your specific business needs.
- Compare multiple banks with a single application
- Competitive interest rates
- High loan eligibility
- Flexible repayment tenure
- Quick eligibility assessment
- Transparent documentation
- Dedicated relationship manager
- End-to-end assistance
Who Can Apply?
Our Commercial Purchase Loan solutions are available for:
Salaried Individuals
Eligible salaried professionals purchasing commercial property for investment purposes.
Self-Employed Professionals
Doctors, Chartered Accountants, Architects, Lawyers, Consultants, and other professionals purchasing office premises.
Business Owners
Proprietors, Partnership Firms, LLPs, Private Limited Companies, Manufacturers, Traders, and Service Providers.
Builders & Developers
Eligible developers acquiring commercial assets for business purposes.
Non-Resident Indians (Subject to Lender Policy)
Eligible NRIs investing in commercial properties in India.
Eligible Commercial Properties
Financing may be available for:
- Office Spaces
- Retail Shops
- Showrooms
- Commercial Buildings
- Business Centres
- Warehouses
- Industrial Sheds
- Factory Premises
- Commercial Units in Business Parks
- Mixed-use Commercial Properties (subject to lender policy)
Key Features
- Loan amount based on eligibility
- Attractive interest rates
- Flexible repayment tenure
- High-value funding options
- Quick loan processing
- Balance Transfer facility (where applicable)
- Top-up Loan options
- Transparent processing
Benefits of a Commercial Purchase Loan
Owning your commercial property can provide long-term financial advantages over renting. It helps build business assets, offers stability for operations, and may create opportunities for future appreciation or rental income, depending on market conditions.
Our experts help you compare lenders to identify the financing option best suited to your business objectives.
Documents Generally Required
Identity & Address Proof
- Aadhaar Card
- PAN Card
- Passport / Driving Licence / Voter ID
Income Documents
For Salaried Applicants
- Last 3 Months Salary Slips
- Last 6 Months Bank Statements
- Form 16 / Income Tax Returns
For Self-Employed Applicants
- Income Tax Returns
- Financial Statements
- GST Returns (if applicable)
- Business Proof
- Bank Statements
Property Documents
- Agreement to Sell
- Title Documents
- Approved Building Plan
- Occupancy/Completion Certificate (where applicable)
- Property Tax Receipt
- Other documents required by the lender
Our Loan Process
Why Compare Multiple Banks?
Each lender has different criteria for:
- Property type
- Business profile
- Income assessment
- Credit score
- Existing liabilities
- Loan-to-Value (LTV)
- Repayment tenure
- Interest rates
- Processing charges
Comparing multiple lenders increases the likelihood of securing financing that aligns with your investment goals and financial capacity.